Projects and assignments

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Europe

Project / Assignment

Client

Area

Lenght

SDG

YES! Young Entrepreneurs Succeed

Status: ongoing
Staff provided: 6
Value: large

Origin of funding
EEA and Norway Grants Fund for Youth Employment
Countries
Multi country
Region
Europe
Approval date
October 2018
Closing date
September 2021
More information

Objectives

The aim of the programme is to activate unemployed youth to access the labor market and promote entrepreneurship.
Despite significant investment, young people in many regions face systemic challenges to start, grow and sustain a business. This is intensified by the lack of documented evidence on what kind of entrepreneurship support is most effective in different contexts, and a scarcity of tested and scalable models.
The project aims to pilot the Trust based Partnership Model, based on a specific local experience made by one of the project partners, and provide direct services to underserved youth who will benefit from dedicated and highly specialized financial and non-financial business development services, resulting from evidence-based research, in Greece, Italy, Spain and Poland: YES! will provide youth NEETs from these 4 countries with various services to start & grow business or to find a job, such as training, coaching, mentoring, and access to finance.

Services

Microfinanza Srl supports a total of 400 NEETs (youth Not in Education, Employment or Training) from Italy, to start and grow their own business or to find a job. In particular, it provides training, coaching, mentoring and access to finance services. Microfinanza also works together with its partners in the research phase, to gather evidence on target group needs and existing gaps in services provided, support the general management of the programme implementation, networking and reporting activities.
Counting on two decades of experience in the national context, Microfinanza can exploit close relations with a wide range of partners throughout the country, especially with partners operating in the South of Italy and usually provide services to NEETs and vulnerable categories. Microfinanza’s satellite office is located in Siracusa (Sicily), the Region with one of the highest % of NEETs in Italy. The organization is research-oriented to fight financial barriers of vulnerable people and communities, strongly focused on youth, and can count on a young and dynamic team which develops new ideas and approaches and escapes old ones, pursuing innovative projects

Project partners:

Other information

Official website

The project benefits from €2,3M grant from Iceland, Liechtenstein and Norway through the EEA and Norway Grants Fund for Youth Employment. The EEA and Norway Grants Fund For Youth Employment

Erasmus for Young Entrepreneurs

Status: ongoing
Staff provided: 3
Value: medium

Origin of funding
European Commission – DG GROWTH
Countries
Multi country
Region
Europe and Outermost Regions of the EU and Outermost Countries and Territories
Cycle 10: 2018-2020

Cycle 12: 2020-2023

More information

Objectives

The programme helps provide aspiring European entrepreneurs with the skills necessary to start and/or successfully run a small business in Europe. New entrepreneurs gather and exchange knowledge and business ideas with an experienced entrepreneur, with whom they stay and collaborate for a period of 1 to 6 months. The stay is partly financed by the European Commission. It aims at supporting the development of new SME enterprises, increasing cooperation between European entrepreneurs, through the exchange of experiences and information and stimulating the networking among the European business community. The specific objectives of the projects are: (i) to provide on-the-job training to new SME entrepreneurs to start up new businesses, or foster innovation with existing businesses, with a focus on young entrepreneurs, ensuring future sustainability; (ii) to enhance market access and identification of potential partners to the final beneficiaries.

Services

Microfinanza Srl, as Lead Intermediary Organisation, coordinates the programme implementation, networking and reporting activities. In addition, the company promotes the programme and recruits New and Host Entrepreneurs by: providing on-the-job training, fostering exchange of experiences, stimulating the cooperation and networking among the European business community, supporting new entrepreneurs by providing mentoring and training by senior entrepreneurs in order to start and develop new businesses, fostering innovation to already running businesses bringing fresh ideas from young entrepreneurs, enhancing market access and identification of potential partners for new and established businesses, and providing strategic advice and mentoring to support the growth of new businesses and to ensure their future sustainability.

Consortium Members:

Cycle 10

Cycle 12

Other information

Official website

An initiative of the European Union

Villa SALUS

Status: ongoing
Staff provided: 3
Value: small

Origin of funding
European Commission – Urban Innovative Actions Initiative
Countries
Italy
Region
Europe
Approval date: January 2017

Closing date: September 2020

More information
Villa SALUS as a new Sustainable Accessible Livable Usable Social space for intercultural Wellbeing, Welfare and Welcoming in the metropolitan City of Bologna

Objectives

The main aim of the project is converting Villa Salus, an abandoned former hospital for elderly into an innovative core-space for Wellbeing, Welfare and Welcoming-S.A.L.U.S. ‘W’ Space – operating towards the social, cultural and economic inclusion of migrants/refugees and as a multi-level services facility to the whole metropolitan area of Bologna.

The intervention also aims to recognize and enhance individual skills of migrants and refugees living in the area of Bologna Municipality by supporting start- up of micro-enterprises and job placements.

Services

The component lead by Microfinanza aims to foster social and economic inclusion of the targeted beneficiaries through the joint provision of entrepreneurial training programs, financial education, business mentoring and access to microcredit. Services delivered include selection of business tutoring to potential and existing entrepreneurs for the start-up and development of microenterprises among disadvantaged groups (migrants/refugees, unemployed, youth, women). Project outcomes include provision of training and tutoring to 25 preselected refugees and migrants and financial support for at least 3 selected entrepreneurial projects.

ENISIE – Enabling Network-based Innovation through Services and Institutional Engagement. Assessment on the state of the art of social innovation and social services in Sicily and Malta.

Status: ongoing
Staff provided: 3
Value: small

Origin of funding
Interreg
Countries
Italy-Malta
Region
Europe
Approval date
October 2018
Closing date
Decembre  2019

Measuring Microfinance Impact in the EU. Policy Recommendations for Financial and Social Inclusion (MeMI)

Status: closed
Staff provided: 3
Value: medium

Origin of funding
EIB-Universities Research Sponsorship (EIBURS)
Countries
Multi country
Region
Europe
Approval date
October 2016
Closing date
October 2019
More information

Objectives

The project aims to paint a picture of the degree of financial and social inclusion in the European Union (EU), and to evaluate the impact of microfinance on financial and social inclusion at the micro and macro level.

It aims to achieve objective by also establishing whether the promotion of microfinance programmes, providing financial and social inclusion, should be preferred compared to the financing of welfare programmes. This will be achieved relying, for the microeconomic analysis, on a quantitative measure of the Social Return On Investment (SROI), which is capable of quantifying the externalities which arise from fostering the provision of microfinance and welfare, in a region and through a particular implementation, on top of the more traditional financial and economic gains.

Services

(i) Assessing financial and social exclusion in the EU through the creation of a protocol for the definition and measurement of financial and social inclusion and microfinance markets development, building a map of financial and social inclusion; (ii) Assessing the channels of influence of financial inclusion on social inclusion, and vice versa in selected EU MSs, obtained via microfinance or welfare programmes; (iii) Quantifying and measuring the impact of microfinance on financial and social inclusion; (iv) Sensitivity analysis: validated estimates of the calculated SROI, definition of a set of feasible and “absorbable” policy recommendations to maximise the impacts of MeMI results as well as the efficiency and effectiveness of microfinance and welfare tools/programmes.

Consortium members:

  • Università Cattolica del Sacro Cuore
  • Research Centre “Centro Studi di Politica Economica e Monetaria (CeSPEM), Mario Arcelli”
  • Department of Economics, University of Parma
  • Department of Economics, University of Genova
  • European Microfinance Network (EMN)
  • Italian Microfinance Network (Rete Italiana di Microfinanza – RITMI

Other information

Official website

Latin America and Caribbean (LAC)

Project / Assignment

Client

Area

Lenght

SDG

Reinforcement of the actors’ capacities on financial education in the framework of the project “Assistance to vulnerable children identified at the four most frequently used border and unofficial points”

Status: ongoing
Staff provided: 2
Value: medium

Origin of funding
UNICEF
Countries
Haiti
Region
Carribbean
Approval date
January 2020
Closing date
June 2020

Agricultural Microfinance and Environment in Haiti

Status: phase I closed, phase II closed
Staff provided: 3
Value: large

Origin of funding
Direction du Développement et de la Coopération de la Confédération Suisse
Countries
Haiti
Region
Caribbean
Approval date
June 2016
Closing date
March 2019
More information

Objectives

The focus is on climate and environmental risk prevention and reduction in order to protect and agricultural production in terms of quality and productivity of small rural producers. Following the pilot phase (2016-2017), the current project aims at reducing the vulnerability of the agricultural sector in relation to climate and environmental risks, as well as increasing the overall performance and efficiency of agricultural production. Moreover, our goal is to promote environmentally friendly practices among farmers involved in the project. Four Saving and Credit Financial Institutions are involved in the process.

Services

Data analysis of farmers’ dossiers received during the pilot phase; Further development and improvement of the software tool (Excel); Integrations of the Strategic Plans of the Savings and Credit Banks for 2016-2020; Introduction to the project of a new Savings and Credit Bank; Adoption of the software tool by the new financial structure; Launching of financial products; Technical training on the software tool to loan officers; Support and technical assistance to portfolio management; Issue table with stakeholders of the agricultural and rural sector (private and public); Organization of a national atelier for discussion.

Local Partner:

  • Anacaph

Fwontyè san fòs kote – Social and economic inclusion of vulnerable people working in the informal economy sectors in cross-border regions of Haiti

Status: closed
Staff provided: 4
Value: medium

Origin of funding
European Commission
Countries
Haiti
Region
Caribbean
Approval date
March 2015
Closing date
February 2019
More information

Objectives

The project aims to contribute to the poverty reduction of the population living across the border Haiti – Dominican Republic, improving their living conditions, particularly targeting the economic and social inclusion of vulnerable people depending on the informal economy on the border areas of Ouanaminthe, Belladère and Malpasse.

Specifically, the project wants to ensure the organizational strengthening of marginalized groups, the ownership of their rights, the extension of the social protection coverage, the entrepreneurship supporting and the creation of productive job around the boundary binational markets Haiti-Dominican Republic.

Services

Needs assessment on demand and supply sides of financial services in the border area; support in designing the program overall strategy, participation to coordination committee meetings; training delivery on financial education and programs and materials development and organization of field activities; support local institutions on new financial products development; support processes aimed to the improvement of partnership between popular credit banks and business-development service providers (BDS); development of appropriate indicators and monitoring; preparation of interim and activities’ final reports.

Consortium members:

  • Oxfam Italia
  • Oxfam GB, Oxfam Quebec, CMAH (Chambre de l’Artisanat et Matiers d’Haiti)
  • GARR – Groupe d’Appui aux rétournés et Repatriées
  • ASOMURE
  • CMAH – Chambre de Métiers et d’Artisanat d’Haïti
  • GARR – Groupe d’Appui aux Rapatriés et Réfugiés
  • Asociación de los Municipios de la Región Enriquillo (ASOMURE)

Website of the project

http://www.fsfk.org/ 

Downloads

Edikasyon finansye

Research paper on Women Empowerment in post-conflict Colombia

Status: closed
Staff provided: 2
Value: small

Countries
Colombia
Region
South America
Approval date
2018
More information

Research question

‘Microfinance as a Means for Women Empowerment in the Colombian Post Conflict Scenario: Transformational Development or a Tool for Better Managing Poverty?’

Abstract

Gender financial inclusion initiatives, such as facilitating access to financial resources or business opportunities, have recently been promoted as a key strategy to advance women empowerment in post conflict scenarios, especially regarding refugee and internally displaced women. Drawing on literature review, this paper attempts to provide an analysis of the potential role of microfinance as a means for empowerment of internally displaced women in Colombia. It argues that without challenging the structural conditions that create poverty and discrimination against women, usually deepened during transition processes, these initiatives will be tackling the symptoms rather than the underlying causes of gender inequalities, thus missing out their transformative potential and simply providing tools for women to better manage their poverty. Instead, engaging other members of the household and the community (men and children), the recognition of the socio-cultural dynamics in which women live and the acknowledgment of women’s agency may strengthen any effort of empowering women through financial inclusion during the post-conflict phase.

As a result of this analysis a set of recommendations will be provided with the purpose of promoting virtuous cycles of female economic empowerment in the Colombian post-conflict scenario through transforming microfinance initiatives.

Published on Peace Human Rights Governance (PHRG)

Autors

Downloads

Annex I – Paper CDU

Reinforcement of the actors’ capacities on financial education as part of the project fighting against child domestic labour in Haiti

Status: closed
Staff provided: 3
Value: medium

 

Origin of funding
UNICEF
Countries
Haiti
Region
Carribbean
Approval date
2018
Closing date
2018

Middle East and North Africa (MENA)

Project / Assignment

Client

Area

Lenght

SDG

Realization of a study in favour of five Moroccan microcredit associations for the implementation of the project fighting the poverty in Moroccan rural areas through the support of microcredit sector

Status: ongoing
Staff provided: 4
Value: medium

Origin of funding
AICS
Countries
Morocco
Region
MENA
Approval date
October 2019
Closing date
August 2020
More information

Objectives

  • To strengthen past lessons learnt
  • To work on the weaknesses of the five microcredit associations;
  • To develop new innovative niche markets concerning green microfinance and strategical partnerships.

Our activities

  • Needs assessment of the microcredit associations
  • Training and institutional reinforcement
  • Green microfinance needs analysis
  • Strategies and financial partnerships

Conflict-affected and vulnerable Syrian people particularly women and youth have increased access to water, resilience and dignified lives in Syria and Lebanon

Status: closed
Staff provided: 4
Value: medium

Origin of funding
DANIDA
Countries
Lebanon
Region
MENA
Approval date
January 2019
Closing date
February 2020
More information

Context

This project in Lebanon is in line with the objectives of the “Lebanon Crisis Response Plan (LCRP 2017 – 2020)”, the “Syria Humanitarian Needs Overview” (HNO) and the “Humanitarian Response Plan (HRP) 2018”.

Objectives

The objectives of the project are as follows:

  1. To improve access to education for protection and a dignified life for the affected populations, especially women, young people and small farmers.
  2. Improving access to WaSH provisions for the most vulnerable people living in informal camps (ITSs) in Lebanon
  3. Strengthening the role of civil society in humanitarian work (affected populations, local actors, Oxfam)

Activities

  • Analysis of the financial habits and behaviours of the target beneficiary group
  • Organization of training of trainers for local operators
  • Organization of financial education training for beneficiaries
  • Training and follow-up on the use of the savings book within households
  • Support for the establishment of community savings groups and asset-building programmes
  • Provision of monitoring and assistance services to ensure the sustainability of the actions implemented

Start Up Palestine, Assessment and development of a Regional Credit Guarantee Fund

Status: ongoing
Staff provided: 3
Value: large

Origin of funding
AICS – Italian Cooperation
GIZ

Countries
West Bank
Region
Middle East
Approval date
May 2016
Closing date
2020
More information

Context

Within the framework of the “Start Up Palestine – financial tools and technical assistance to promote employment and income generation in Palestine” program, a project component is dedicated to the set-up a mechanism for a Credit Guarantee Scheme (CGS), jointly supported by AICS and GIZ.

Objectives

After having accomplished the pre-feasibility study for the set-up of the CGS, Microfinanza developped the feasibility study and the operational pilot of the CGS.

The overall objective of the assignment was to establish the CGS structure and launch the operations. Once operating, the CGS is expected to be managed in a transparent and efficient way, reaching the pre-set goals in terms of enabling access to credit to economic sectors and entrepreneurs who, until now, are left aside of the financial market.

Services

The Microfinanza consultants implemented the following tasks:

  • Pre-feasibility: Desk review and preliminary field visit and drafting an assessment of the possible schemes for at least two different CGSs
  • Road Map: identification of the steps to be implemented according to the selected scheme
  • Pre-assessment of economic sustainability, outreach and additionality of the scheme, proposal on the governance, legal status, organizational structure, financial products and active involvement of the regional stakeholders through a participatory approach.
  • Business plan of the scheme
  • Technical Assistance for the implementation of the scheme

Market Research on Social Performance Management amongst Jordanian Microfinance institutions and its Impact on the Clients

Status: closed
Staff provided: 1
Value: small

Origin of funding
Europaid
Countries
Jordan
Region
Middle East
Approval date
May 2019
Closing date
July 2019
More information

Context

Within the framework of the activities conducted by Tanmeyah network an impact study was requested to MFR and Microfinanza. The aim of the study was ‘To collect information on the tools and systems that Jordanian MFIs use to realize their social goals and how these tools are being used to implement their social mission, as well as the impact that the social performance practices has had on their clients’.

Services

For conducting the assignment, the Team gathered information on social performance management (SPM) practices and procedures followed by MFIs willing to adhere to the process and analysed the link between SPM practices in place and the achievement of social impact. Moreover, the Team l highlighted a set of outcomes indicators that can be followed to track changes at client’s level.

The research framework focused on the following key areas:

  1. Social performance goals of Jordanian MFIs,
  2. Social Performance Management Practices within Jordanian MFIs;
  3. How are SP practices transformed into relevant products and services for clients;
  4. Impact of SPM of the MFIs adhering to Tanmeyah network on clients and their families according to a specific set of indicators

Final Evaluation of the MicroMED Programme – Capacity building in the Tunisian microfinance sector

Status: closed
Staff provided: 1
Value: small

Origin of funding
ADA – Appui au Développement Autonome
Countries
Tunisia
Region
North Africa
Approval date
July 2017
Closing date
November 2017

Integrated and coordinated protection and WASH response for Syria Crisis-affected populations in Lebanon

Status: closed
Staff provided: 2
Value: small

Origin of funding
ECHO (European Union Program)
Countries
Lebanon
Region
Middle East
Approval date
April 2017
Closing date
January 2018
More information
Objective

The objective of the project is to enhance paths of economic independence of Syrian refugee households hosted in Informal Tented Settlements by improving their capacity of managing private financial resources.

Activities

Project activities consist in providing financial education training and support to Syrian Refugees, Lebanese and Palestinian living in the Beqaa Region and in the urban area of Tripoli in the North of Lebanon and are organized as follows:

1) Interviews and focus groups to identify literacy level of beneficiaries, financial management habits and behaviors, income opportunities, financial needs and aspirations.

2) Savings notebook tool and training program development.

3) Training sessions on the saving notebook’s use.

4) Training sessions on financial education related to the needs arisen during the previous phases and skills improvement.

5) Follow up on the field with peer group sessions to evaluate direct and indirect impact

Technical Assistance to the Tunisian Finance Ministry and formulation of a private sector support program under the AICS 2017/2020

Status: closed
Staff provided: 2
Value: small

Origin of funding
AICS, Italian Cooperation
Countries
Tunisia
Region
North Africa
Approval date
May 2017
Closing date
September 2017
More information

Context

The Technical Assistance is the prosecution on the path set up by AICS – Tunis in 2016 and recently strengthened, which provides continuity in supporting Tunisian local authorities on the financial inclusion theme, through the development of the private sector, which represents one of the objectives set out in the 5th Annual Development Plan 2016-2020.

Objectives

The technical assistance mission is composed of two axes:

  • Supporting the Tunisian Ministry of Finance in the facilitation of round tables on the Social and Solidarity Economy, with the aim of improving the SSE component of the new national strategy for financial inclusion ;
  • Develop the new AICS 2017/2020 private sector development program, which covers the themes related to financial inclusion with a special focus on small and medium enterprises, including social enterprises.

Services

  • Evaluation: coordination of SSE theme groups and secondary data analysis
  • Finalization of the document: interview and data collection in the field
  • Feasibility study of the 2017/2020 programme and development of the strategy: meeting with stakeholders and reporting on objectives, results, activities and allocation of funds for each component
  • Elaboration of a first version of the 2017/2020 programme and preparation of the final proposal: finalization of the AICS 2017/2020 private sector development programme within the framework of the Italy-Tunisia cooperation programme

Start Up Palestine, Financial Vehicles and technical assistance to boost employment and income generation in Palestine. Definition of a disbursement mechanism for the Capitalization Fund

Status: closed
Staff provided: 3
Value: medium

Origin of funding
AICS – Italian Cooperation
Countries
West Bank and Gaza
Region
Middle East
Approval date
May 2015
Closing date
March 2017
More information

Context

Within the framework of the program “Start-Up Palestine” – Financial Vehicles and Technical Assistance (TA) to Boost Employment and Income Generation in Palestine”, a work plan for the year 2016 focusing on several TA components has been jointly identified with the client UCASC, the Italian Cooperation Office Team and the Italian TA providers (Cassa Padana, Banca Popolare Etica, Microfinanza and FederCasse).

Objectives

The objective of the assignment, to be implemented in close coordination with the Union of the Palestinian Credit and Saving Cooperatives as well as with the Ministry of Finance and Palestine Monetary Authority, has focused at conducting a set of activities focused on the definition of a disbursement mechanism for a 3M capitalization fund within the framework of the SetUp Palestine Program.

Services

The TA components have been the following: i) Design of the 3M capitalization fund project component – disbursement mechanisms (inclusive of procedures & and risk mitigation strategy), ii) Data Asymmetry, iii) Strategic Planning Process, iv) Business Planning.

Consortium members:

  • Banca Popolare Etica
  • Cassa Padana
  • Associazione Microfinanza e Sviluppo

IESS! Initiatives for employment in Social and Solidarity Economy in Tunisia

Status: closed
Staff provided: 3
Value: small

Origin of funding
UE
Countries
Tunisia
Region
North Africa
Approval date
2017
Closing date
2017

Institutional and capacity building of microcredit associations for improving rural microfinance in Morocco

Status: closed
Staff provided: 8
Value: large

Origin of funding
Italian Ministry of Foreign Affairs – DGCS – Italy
Countries
Morocco
Region
North Africa
Approval date
July 2014
Closing date
July 2016
More information

Objectives

The initiative directed by the Moroccan Ministry of Economy and Finance had two specific objectives: i) contributing to an inclusive financial system in providing support to micro-entrepreneurs in rural areas excluded from the formal credit system, and ii) promoting the sustainable development of Micro-Credit Associations (AMCs) through parallel access to technical and financial support. Particularly, with this intervention Microfinanza aimed at consolidating and strengthening 5 local rural financial institutions (AMCs) to improve the availability of financial services in rural areas and the competitiveness of the AMCs at national level. The first phase has been focused on the update of the operational plan, the benchmark definition and the start-up of the Institutional diagnostics.

Services

  • Institutional Diagnostics: data gathering and analysis
  • Training and Technical Assistance needs assessment
  • Definition of project monitoring system
  • Rural microfinance product design
  • TA/ Training on: Governance, Planning and management of human resources, IT systems and MIS, Planning / Implementation of a strategy for positioning the AMC in the market, Improving Financial Management, Management of risks and internal audit of social performance, Business Planning and procedures design, Monitoring and development of quarterly reports

Consortium members:

  • Agriconsulting Maroc

Coordination of the technical assistance to the Saving and Credit Cooperatives within the framework of the Start – Up Palestine Programme – Capitalization Fund.

Status: closed
Staff provided: 2
Value: small

Origin of funding
AICS – Italian Cooperation Development Agency
Countries
West Bank and Gaza
Region
Middle East
Approval date
2016
Closing date
2016

Sub-Saharan Africa

Project / Assignment

Client

Area

Lenght

SDG

Environmental strategy for ID Ghana

Status: ongoing
Staff provided: 2
Value: small

Origin of funding
GCAMF/AFD
Countries
Ghana
Region
Sub Saharan Africa
Approval date
January 2020
Closing date
June 2020

Provision of consultancy services for the strategic design of a mutualistic financial mechanism programme in Kassala State

Status: closed
Staff provided: 1
Value: small

Origin of funding
UNIDO
Countries
Sudan
Region
Sub Saharan Africa
Approval date
October 2019
Closing date
November 2019

ID Ghana Risk Management Assessment

Status: closed
Staff provided: 2
Value: small

Origin of funding
GCAMF/AFD
Countries
Ghana
Region
Sub Saharan Africa
Approval date
August 2019
Closing date
October 2019

Technical Assistance Facility – REGMIFA, Regional MSME Investment Fund for Sub-Saharan Africa

Status: closed
Staff provided: 3
Value: large

Origin of funding
European Investment Bank, UE, AECID, OeEB, KfW

Countries
Multi country
Region
Sub Saharan Africa
Approval date
January 2011
Closing date
June 2015
More information

Context

The investment fund Regional Micro, Small and Medium Enterprises (MSME) for Sub-Saharan Africa (REGMIFA) is a specialized investment fund of 200 million of Euro with the aim to improve the medium and long-term needs of local financial intermediaries, by providing funds to Micro, Small and Medium Enterprises. In parallel with the Fund there is a Technical Assistance component (TA Facility) focusing on the provision of technical assistance services to financial institutions financed by the Fund.

Objectives

The Technical Assistance component linked to the Fund has developed, approved and supported 84 projects of technical assistance and training for microfinance institutions in 18 countries in Sub-Saharan Africa. betzeen 2011 and 2015.

Services

The Technical Assistance component is managed by a team composed of a TA Project Manager (Symbiotics SA), a TA Field expert, a TA Analyst and a backstopping expert (Microfinanza).

Services provided are the following: (i) Needs Assessment of TA and development of Terms of Reference (ii) Terms of References Drafting Process; (Iii) Evaluation and Monitoring of proposals; (iv) Management of a database of experts (individual and corporate); (V) Selection of consultants on the basis of a manual of procedures; (vi) Management of selection procedures and evaluation on technical and financial offers; (vii) Management of the TA process and evaluation of consultants; (viii) Monitoring of the TA component; (ix) Follow-up of TA projects; (X) Reporting.

Outputs

The 84 technical assistance projects approved in 18 Countries supported 40 Financial Institutions with a strong focus on: Information and management system, transformation processes, mobilization of savings, human resources, marketing and market studies, new financial products, social performance, non-financial product development, risk management, governance, business plan development, customer management, evaluation and impact studies, internal control, loan portfolio and credit products, financial education.

Consortium members

  • Symbiotics SA (Leader)

Asia

Project / Assignment

Client

Area

Lenght

SDG

Impact Assessment in Afghanistan – MISFA

Status: closed
Staff provided: 4
Value: large

Origin of funding
MISFA
Countries
Afghanistan
Region
Asia
Approval date
August 2018
Closing date
March 2019
More information

Objectives

Based on MISFA’s request, the objective of the study is to determine the impact of microfinance interventions on the clients’ households in Afghanistan. Since 2007, when a previous impact study has been conducted, the social and economic environment drastically changed and the aim is to answer some research questions formulated by MISFA and to better understand the profile of the clients, the impact of microfinance services on clients’ activities and risk management strategies, the quality of the service offered as well as the role of microfinance within the creation of an inclusive financial sector. Given the peculiar feature of Afghanistan, the impact of economic, social and security environment will be also analyzed.

Services

The assignment covered different areas, as follows:

  • Desk review and tools design (questionnaire, data sheets, focus group discussion guidelines)
  • Organization of training sessions for survey enumerators
  • Interviews to >1540 clients in 5 Provinces
  • Data Analyisis
  • Reporting and final presentation of the survey

Outputs

Impact study

Consortium Members

  • Tadbeer

Downloads

Executive summary of our research 

Progress out of Poverty Index (PPI) survey

Status: closed
Staff provided: 4
Value: large

Origin of funding
MISFA
Countries
Afghanistan
Region
Asia
Approval date
December 2017
Closing date
May 2018
More information

Objectives

The survey has been implemented within the framework of the Microfinance Investment Support Facility for Afghanistan (MISFA) that aims at regularly measuring the poverty level of the microfinance sector using the Progress out of Poverty Index (PPI tool)

Services

The assignment covered different level of analysis, as follows:

  • Desk review and tools design
  • Organization of training sessions on tools and reporting system for the local staff and workshops on PPI methodology
  • ToT on how to carry out the PPI survey
  • Training session on how to embed the PPI. Survey into the system
  • Reporting and final presentation of the survey

Consortium Members

  • Timpoc
  • Ghani

Evaluation of the IFC Vietnam Microfinance Programme

Status: closed
Staff provided: 2
Value: small

Origin of funding
IFC
Countries
Vietnam
Region
Asia
Approval date
July 2017
Closing date
November 2017

Mid-term Evaluation of the “Making Access to Finance more Inclusive for Poor People” Programme

Status: closed
Staff provided: 5
Value: medium

Origin of funding
UNCDF
Countries
Laos
Region
Asia
Approval date
2016
Closing date
2016

Multi country

Project / Assignment

Client

Area

Lenght

SDG

Engaging diaspora communities in Italy in collaborative efforts to support rural development and youth employment in Senegal and Morocco

Status: closed
Staff provided: 3
Value: medium

Origin of funding
IFAD
Countries
Italy, Senegal and Morocco
Region
Europe, North and Sub Saharan Africa

Approval date
2017
Closing date
September 2018

Study of Silatech-supported Financing for Microenterprises

Status: closed
Staff provided: 5
Value: large

Origin of funding
Silatech
Countries
Morocco, Sudan and Tunisia
Region
MENA and Sub Saharan Africa
Approval date
December 2017
Closing date
February 2019
More information

Objectives

The assignment aims at evaluating the effectiveness of Silatech microfinance activities, the extent to which the microloans have been used for their intended purpose and their contribution to business development, improving livelihoods and enhance employment outcomes for young clients and their families in three target countries (Morocco, Tunisia and Sudan).

Services

The assignment covered different level of analysis, as follows:

  • To assess the youth lending portfolio (performance, process and products of the FSPs)
  • To measure socio-economic features of youth that were served by FSP and track use of loans;
  • To measure which are the main determinants of business development, well-being and community improvements.

The proposed research methodology includes a multidimensional approach including a mix of quantitative (statistics and econometric) and qualitative/descriptive methods based on primary sources of information (interviews clients and FSP staff, direct data extrapolation from FSPs’ management information systems [MISs]) and secondary sources (documentary desk review).

Outputs

Baseline Survey in three target countries and set up of a monitoring system on outcomes on youth employment and job creation.

Refugees’ market assessment for financial inclusion in Uganda and Jordan

Status: closed
Staff provided: 3
Value: medium

Origin of funding
Grameen Crédit Agricole Microfinance Foundation (GCAMF)
Countries
Jordan and Uganda
Region
Middle East and Sub Saharan Africa
Approval date
January 2018
Closing date
June 2018
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Context

Grameen Credit Agricole Foundation, in partnership with the United Nations High Commissioner for Refugees (UNHCR) and the Swedish Development Agency (SIDA), appointed Microfinanza to carry out an assessment on the financial needs of refugees and the business case for serving them in Uganda and Jordan. Consultants made an in-depth analysis of the demand for financial and non-financial products and services among refugees and their host communities in the districts of West Nile and South West in Uganda, as well as in camps and urban areas in Jordan.

Objectives

The aim of the study is to gain a robust understanding of this market’s unmet financial needs and opportunities for financial service providers (FSPs) to profitably serving refugees.

Services

i) Developing a market study on the demand for financial and non-financial products and services among refugees in Jordan and Uganda, ii) Developing strategic confidential reports to the 3 MFIs involved in the program towards serving refugee clientele.

Outputs:

  • Market study : market segmentation, demand evaluation, potential areas for future businesses for refugees, analysis of client’s affordability and creditworthiness, challenges and barriers in accessing self- employment opportunities, product prototype testing, conflict analysis and risk assessments of external risks that could pose an obstacle to the successful implementation of the intervention;
  • Strategic recommendations to Donor, Agencies and other market infrastructures on how to set up an effective strategy in response to the challenge of financial inclusion of refugees in Jordan and Uganda;
  • Strategic confidential reports to 3 selected Microfinance Institutions (1 Jordan, 2 in Uganda) to support them in designing credit products and other financial and non-financial services that can support business activities and consumption needs of the target market.

Downloads

GCAF Refugee market assessment Jordan EXECUTIVE SUMMARY
GCAF Refugee market assessment Jordan FINAL REPORT
GCAF Refugee market assessment Uganda EXECUTIVE SUMMARY
GCAF Refugee market assessment Uganda FINAL REPORT

Mid-term Evaluation of the CleanStart UNCDF Programme

Status: closed
Staff provided: 6
Value: Medium

Origin of funding
UNCDF
Countries
Uganda, Cambodia, Nepal, Myanmar, Ethiopia
Region
Sub Saharan Africa and Asia
Approval date
December 2016
Closing date
May 2017
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Context

CleanStart, a UNCDF multiyear programme (2012-2020), aims to increase sustainable access to clean and affordable energy for more than 2.5 million people (low-income households and micro-entrepreneurs) through inclusive finance.

Objectives

The overall objectives of the independent mid-term evaluation are to: i) to allow UNCDF and funding partners to meet their accountability and learning objectives; ii) to ensure that the evaluation can support the ongoing attempts by the programme and its funders to capture good practice and lessons to date in a sector which is still relatively new and innovative; iii) to guide and inform the next years of CleanStart as well as the next phase of the programme.

Services

Desk review, refinement of evaluation methodology and preparation of data collection (and analysis) toolkit, drafting of inception report and validation of data collection (and analysis) toolkit, interviews with stakeholders (global, macro, meso, and market level), FSP/ESPs visits (micro and client level), preparation of brief presentation of preliminary field visit findings, data analysis and reporting phase, preparation of debriefing presentation, preparation of final evaluation report, preparation of dissemination presentation.

Consortium Members:

  • MicrofinanzaRating Srl