References

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Europe

Assignment

Client

Area

Lenght

SDGs

Erasmus for Young Entrepreneurs

Status: ongoing
Staff provided: 18
Value: medium

Origin of funding
European Commission – DG GROWTH
Countries
Multi country
Region
Europe
Approval data
February 2018
Closing date
January 2020
More information about this assignment

Objectives

The programme helps provide aspiring European entrepreneurs with the skills necessary to start and/or successfully run a small business in Europe. New entrepreneurs gather and exchange knowledge and business ideas with an experienced entrepreneur, with whom they stay and collaborate for a period of 1 to 6 months. The stay is partly financed by the European Commission.
It aims at supporting the development of new SME enterprises, increasing cooperation between European entrepreneurs, through the exchange of experiences and information and stimulating the networking among the European business community.
Project implementation involves two initiatives: “New European Entrepreneurs programme” and “Erasmus for Young Entrepreneurs Post Exchange Program”.

The specific objectives are:
(i) to provide on-the-job training to new SME entrepreneurs to start up new
businesses, or foster innovation with existing businesses, with a focus on young entrepreneurs, ensuring future sustainability; (ii) to enhance market access and identification of potential partners to the final beneficiaries.

Services

Microfinanza Srl, as consortium leader, coordinates the programme implementation, networking and reporting activities. In addition, the company promotes the programme and recruits New and Host Entrepreneurs by: providing on-the-job training, fostering exchange of experiences, stimulating the cooperation and networking among the European business community, supporting new entrepreneurs by providing mentoring and training by senior entrepreneurs in order to start and develop new businesses, fostering innovation to already running businesses bringing fresh ideas from young entrepreneurs, enhancing market access and identification of potential partners for new and established businesses, and providing strategic advice and mentoring to support the growth of new businesses and to ensure their future sustainability.

Consortium Members:

Other information

Brochure Entrepreneurship Sharing and Training Network  2019
Official website
Consortium site

An initiative of the European Union

Measuring Microfinance Impact in the EU. Policy Recommendations for Financial and Social Inclusion (MeMI)

Status: ongoing
Staff provided: 16
Value: medium

Origin of funding
EIB-Universities Research Sponsorship (EIBURS)
Countries
Multi country
Region
Europe
Approval data
October 2016
Closing date
October 2019
More information about this assignment

Objectives

The project aims to paint a picture of the degree of financial and social inclusion in the European Union (EU), and to evaluate the impact of microfinance on financial and social inclusion at the micro and macro level.

It aims to achieve objective by also establishing whether the promotion of microfinance programmes, providing financial and social inclusion, should be preferred compared to the financing of welfare programmes. This will be achieved relying, for the microeconomic analysis, on a quantitative measure of the Social Return On Investment (SROI), which is capable of quantifying the externalities which arise from fostering the provision of microfinance and welfare, in a region and through a particular implementation, on top of the more traditional financial and economic gains.

Services

(i) Assessing financial and social exclusion in the EU through the creation of a protocol for the definition and measurement of financial and social inclusion and microfinance markets development, building a map of financial and social inclusion; (ii) Assessing the channels of influence of financial inclusion on social inclusion, and vice versa in selected EU MSs, obtained via microfinance or welfare programmes; (iii) Quantifying and measuring the impact of microfinance on financial and social inclusion; (iv) Sensitivity analysis: validated estimates of the calculated SROI, definition of a set of feasible and “absorbable” policy recommendations to maximise the impacts of MeMI results as well as the efficiency and effectiveness of microfinance and welfare tools/programmes.

Consortium members:

  • Università Cattolica del Sacro Cuore
  • Research Centre “Centro Studi di Politica Economica e Monetaria (CeSPEM), Mario Arcelli”
  • Department of Economics, University of Parma
  • Department of Economics, University of Genova
  • European Microfinance Network (EMN)
  • Italian Microfinance Network (Rete Italiana di Microfinanza – RITMI

Other information

Official website

YES! Young Entrepreneurs Succeed

Origin of funding
EEA and Norway Grants Fund for Youth Employment
Countries
Multi country
Region
Europe
Approval data
2016
Closing date
2019
More information about this assignment

Objectives

The aim of the programme is to activate unemployed youth to access the labor market and promote entrepreneurship.
Despite significant investment, young people in many regions face systemic challenges to start, grow and sustain a business. This is intensified by the lack of documented evidence on what kind of entrepreneurship support is most effective in different contexts, and a scarcity of tested and scalable models.
The project aims to pilot the Trust based Partnership Model, based on a specific local experience made by one of the project partners, and provide direct services to underserved youth who will benefit from dedicated and highly specialized financial and non-financial business development services, resulting from evidence-based research, in Greece, Italy, Spain and Poland: YES! will provide youth NEETs from these 4 countries with various services to start & grow business or to find a job, such as training, coaching, mentoring, and access to finance.

Services

Microfinanza Srl supports a total of 400 NEETs (youth Not in Education, Employment or Training) from Italy, to start and grow their own business or to find a job. In particular, it provides training, coaching, mentoring and access to finance services. Microfinanza also works together with its partners in the research phase, to gather evidence on target group needs and existing gaps in services provided, support the general management of the programme implementation, networking and reporting activities.
Counting on two decades of experience in the national context, Microfinanza can exploit close relations with a wide range of partners throughout the country, especially with partners operating in the South of Italy and usually provide services to NEETs and vulnerable categories. Microfinanza’s satellite office is located in Siracusa (Sicily), the Region with one of the highest % of NEETs in Italy. The organization is research-oriented to fight financial barriers of vulnerable people and communities, strongly focused on youth, and can count on a young and dynamic team which develops new ideas and approaches and escapes old ones, pursuing innovative projects

Project partners:

Other information

Official website

The project benefits from €2,3M grant from Iceland, Liechtenstein and Norway through the EEA and Norway Grants Fund for Youth Employment.

The EEA and Norway Grants Fund For Youth Employment

Latin America and Caribbean (LAC)

Assignment

Client

Area

Lenght

SDGs

Agricultural Microfinance and Environment in Haiti

Status: phase I closed, phase II ongoing
Staff provided: 3
Value: large

Origin of funding
Direction du Développement et de la Coopération
Countries
Haiti
Region
Caribbean
Approval data
June 2016
Closing date
March 2019
More information about this assignment

Objectives

The focus is on climate and environmental risk prevention and reduction in order to protect and agricultural production in terms of quality and productivity of small rural producers. Following the pilot phase (2016-2017), the current project aims at reducing the vulnerability of the agricultural sector in relation to climate and environmental risks, as well as increasing the overall performance and efficiency of agricultural production. Moreover, our goal is to promote environmentally friendly practices among farmers involved in the project. Four Saving and Credit Financial Institutions are involved in the process.

Services

Data analysis of farmers’ dossiers received during the pilot phase; Further development and improvement of the software tool (Excel); Integrations of the Strategic Plans of the Savings and Credit Banks for 2016-2020; Introduction to the project of a new Savings and Credit Bank; Adoption of the software tool by the new financial structure; Launching of financial products; Technical training on the software tool to loan officers; Support and technical assistance to portfolio management; Issue table with stakeholders of the agricultural and rural sector (private and public); Organization of a national atelier for discussion.

Local Partner:

  • Anacaph

Fwontyè san fòs kote – Social and economic inclusion of vulnerable people working in the informal economy sectors in cross-border regions of Haiti

Status: ongoing
Staff provided: 4
Value: medium

Origin of funding
European Commission
Countries
Haiti
Region
Caribbean
Approval data
March 2015
Closing date
February 2019
More information about this assignment

Objectives

The project aims to contribute to the poverty reduction of the population living across the border Haiti – Dominican Republic, improving their living conditions, particularly targeting the economic and social inclusion of vulnerable people depending on the informal economy on the border areas of Ouanaminthe, Belladère and Malpasse.

Specifically, the project wants to ensure the organizational strengthening of marginalized groups, the ownership of their rights, the extension of the social protection coverage, the entrepreneurship supporting and the creation of productive job around the boundary binational markets Haiti-Dominican Republic.

Services

Needs assessment on demand and supply sides of financial services in the border area; support in designing the program overall strategy, participation to coordination committee meetings; training delivery on financial education and programs and materials development and organization of field activities; support local institutions on new financial products development; support processes aimed to the improvement of partnership between popular credit banks and business-development service providers (BDS); development of appropriate indicators and monitoring; preparation of interim and activities’ final reports.

Consortium members:

  • Oxfam Italia
  • Oxfam GB, Oxfam Quebec, CMAH (Chambre de l’Artisanat et Matiers d’Haiti)
  • GARR – Groupe d’Appui aux rétournés et Repatriées
  • ASOMURE
  • CMAH – Chambre de Métiers et d’Artisanat d’Haïti
  • GARR – Groupe d’Appui aux Rapatriés et Réfugiés
  • Asociación de los Municipios de la Región Enriquillo (ASOMURE)

Downloads

Edikasyon finansye

Research paper on Women Empowerment in post-conflict Colombia

Staff provided: 2

Countries
Colombia
Region
South America
Approval data
January 2019
More information about this assignment

Research question

‘Microfinance as a Means for Women Empowerment in the Colombian Post Conflict Scenario: Transformational Development or a Tool for Better Managing Poverty?’

Abstract

Gender financial inclusion initiatives, such as facilitating access to financial resources or business opportunities, have recently been promoted as a key strategy to advance women empowerment in post conflict scenarios, especially regarding refugee and internally displaced women. Drawing on literature review, this paper attempts to provide an analysis of the potential role of microfinance as a means for empowerment of internally displaced women in Colombia. It argues that without challenging the structural conditions that create poverty and discrimination against women, usually deepened during transition processes, these initiatives will be tackling the symptoms rather than the underlying causes of gender inequalities, thus missing out their transformative potential and simply providing tools for women to better manage their poverty. Instead, engaging other members of the household and the community (men and children), the recognition of the socio-cultural dynamics in which women live and the acknowledgment of women’s agency may strengthen any effort of empowering women through financial inclusion during the post-conflict phase.

As a result of this analysis a set of recommendations will be provided with the purpose of promoting virtuous cycles of female economic empowerment in the Colombian post-conflict scenario through transforming microfinance initiatives.

Published on Peace Human Rights Governance (PHRG)

Autors

Downloads

Annex I – Paper CDU

PAPAH 1 , Microfinance and environment in Haiti – PHASE II – Haiti

Origin of funding
Swiss Bureau Ordonnateur National
Countries
Haiti
Region
Carribbean
Approval data
2018
Closing date
2019

Renforcement des acteurs sur l’éducation financière dans le cadre du projet de lutte contre le children domestic work in Haïti

Origin of funding
UNICEF
Countries
Haiti
Region
Carribbean
Approval data
2018
Closing date
2018

Technical Assistance for the consolidation of the main results of the Program MPFA (microfinance pour la production agricole) in Haiti

Origin of funding
Bureau Ordonnateur National
Countries
Haiti

Approval data
2015
Closing date
2017

Middle East and North Africa (MENA)

Assignment

Client

Area

Lenght

SDGs

Impact Assessment in Afghanistan – MISFA

Status: ongoing
Staff provided: 4
Value: large

Origin of funding
MISFA
Countries
Afghanistan
Region
Asia
Approval data
August 2018
Closing date
March 2019
More information about this assignment

Objectives

Based on MISFA’s request, the objective of the study is to determine the impact of microfinance interventions on the clients’ households in Afghanistan. Since 2007, when a previous impact study has been conducted, the social and economic environment drastically changed and the aims is to answer some research questions formulated by MISFA and to better understand the profile of the clients, the impact of microfinance services on clients’ activities and risk management strategies, the quality of the service offered as well as the role of microfinance within the creation of an inclusive financial sector. Given the peculiar feature of Afghanistan, the impact of economic, social and security environment will be also analyzed.

Services

The assignment covered different areas, as follows:

  • Desk review and tools design (questionnaire, data sheets, focus group discussion guidelines)
  • Organization of training sessions for survey enumerators
  • Interviews to >1540 clients in 5 Provinces
  • Data Analyisis
  • Reporting and final presentation of the survey

Outputs

Impact study

Consortium Members:

  • Tadbeer

Technical assistance to the Palestinian Fund for Employment and Social Protection (PFESP) and the Jenin LED Platform to launch and pilot a Credit Guarantee Scheme (CGS) jointly supported by AICS and GIZ

Status: ongoing
Staff provided: 3
Value: large

Origin of funding
AICS – Italian Cooperation
Countries
West Bank
Region
Middle East
Approval data
July 2017
Closing date
2019
More information about this assignment

Context

Within the framework of the “Start Up Palestine – financial tools and technical assistance to promote employment and income generation in Palestine” program, a project component is dedicated to the set-up a mechanism for a Credit Guarantee Scheme (CGS). After having accomplished the pre-feasibility study for the set-up of the CGS, Microfinanza is assigned to develop the feasibility study and the operational pilot of the CGS.

Objectives

The assignment aims at establishing the CGS structure and launch the operations. Once operating, the CGS is expected to be managed, enabling access to credit for economic activities and entrepreneurs left aside of the financial market, until now. Specifically, the assignment wants to achieve two results: i) The business model and the procedures to be followed are defined in detail and all the administrative, technical and legal tools to be used in the implementation phase are prepared, in close coordination with the partners involved in the CGS; ii) The CGS staff and partner organizations are piloting the CGS mechanism and are offered of technical assistance and coaching.

Services

The assignment divided its services into five main phases:

CLUSTER A – Business Plan
Completion full sustainability and quantitative objectives of the scheme

CLUSTER B – Internal Operational Set Up
Participatory inception phase, Framework of manual of procedures, Fine tune of TFM’s software and application forms’ drafting, Preliminary assessment on legal procedure to adopt, Draft of Monitoring and Evaluation framework/Tools

CLUSTER C – Institutional Set Up
Contractual framework between the CGS and the financial institutions, Definition of a multilevel communication plan, Finalization of manual of procedures, Registration of the Legal Entity

CLUSTER D – Trainings and Tools refining
Training to internal staff, Training to BDS on business plan and credit dossiers’ preparation

CLUSTER E – Pilot Phase
Follow up, monitoring and technical assistance on request, Capitalization and restitutions of main lessons learned for the scale up

Assessment and development of a mechanism for a Credit Guarantee Scheme

Origin of funding
Gopa/KfW
Countries
West Bank and Gaza
Approval data
2016
Closing date
2019

Progress out of Poverty Index (PPI) survey

Status: closed
Staff provided: 4
Value: large

Origin of funding
MISFA
Countries
Afghanistan
Region
Asia
Approval data
December 2017
Closing date
May 2018
More information about this assignment

Objectives

The survey has been implemented within the framework of the Microfinance Investment Support Facility for Afghanistan (MISFA) that aims at regularly measuring the poverty level of the microfinance sector using the Progress out of Poverty Index (PPI tool)

Services

The assignment covered different level of analysis, as follows:

  • Desk review and tools design
  • Organization of training sessions on tools and reporting system for the local staff and workshops on PPI methodology
  • ToT on how to carry out the PPI survey
  • Training session on how to embed the PPI. Survey into the system
  • Reporting and final presentation of the survey

Output

PPI research report

Consortium Members:

  • Timpoc
  • Ghani

Integrated and coordinated protection and WASH response for Syria Crisis-affected populations in Lebanon

Status: closed
Staff provided: 2
Value: medium

Origin of funding
ECHO (European Union Program) – through Oxfam UK
Countries
Lebanon
Region
MENA
Approval data
April 2017
Closing date
January 2018
More information about this assignment

Objectives

The objective of the project is to enhance paths of economic independence of Syrian refugee households hosted in Informal Tented Settlements by improving their capacity of managing private financial resources.

Services

Project activities consist in providing financial education training and support to Syrian Refugees, Lebanese and Palestinian living in the Beqaa Region and in the urban area of Tripoli in the North of Lebanon. Project activities are organized as follows:

  1. Interviews and focus groups to identify literacy level of beneficiaries, financial management habits and behaviors, income opportunities, financial needs and aspirations.
  2. Savings notebook tool and training program development.
  3. Training sessions on the saving notebook’s use.
  4. Training sessions on financial education related to the needs arisen during the previous phases and skills improvement.
  5. Follow up on the field with peer group sessions to evaluate direct and indirect impact.

Outputs:

  1. Defined an analysed financial education habits and behaviours of the target beneficiaries
  2. Provided a financial education training to the target beneficiaries
  3. Provided follow up and assistance to ensure sustainability of the implemented actions

Technical Assistance to Italian Cooperation and for the formulation of a private sector support program under the AICS 2017/2020. Private Sector Development Program and Technical Assistance to the Tunisian Ministry of Finance for the formulation of the Social Economy. Strategy within the framework of the National Strategy of Financial Inclusion

Status: closed
Staff provided: 2
Value: small

Origin of funding
AICS, Italian Cooperation
Countries
Tunisia
Region
North Africa
Approval data
May 2017
Closing date
September 2017
More information about this assignment

Context

The Technical Assistance is the prosecution on the path set up by AICS – Tunis in 2016 and recently strengthened, which provides continuity in supporting Tunisian local authorities on the financial inclusion theme, through the development of the private sector, which represents one of the objectives set out in the 5th Annual Development Plan 2016-2020.

Objectives

The assignment was driven to two main components: i) Accompanying the Tunisian Ministry of Finance in the animation of working tables on Social and Solidarity Economy, with the aim of developing the SSE component of the new national financial inclusion strategy; and ii) Drawing up the new AICS 2017/2020 Private Sector Development Program, covering topics and priorities of financial inclusion focusing on small and medium-sized social enterprises.

Services

  • Coordination of the SSE thematic group and secondary data analysis
  • Interviews and field data gathering
  • Feasibility study for the Cooperation programme for two credit lines (agriculture and SSE)

Outputs

Project Proposal 2017/2020; debriefing documents with Tunisian Authorities

Integrated and coordinated protection and WASH response for Syria Crisis-affected populations in Lebanon. Provision of financial education training to informal tented settlements (in Bekaa Region) and semi-urban areas (in Tripoli) together with training on set up of credit and savings groups at peer level

Origin of funding
ECHO
Countries
Lebanon (Bekaa and Tripoli)
Approval data
2017
Closing date
2018

Impact assessement study in Tunisia, Morocco, Sudan

Origin of funding
Silatech Fund
Countries
Morocco, Tunisia, Sudan
Approval data
2017
Closing date
2018

Start Up Palestine, Financial Vehicles and technical assistance to boost employment and income generation in Palestine. Definition of a disbursement mechanism for the Capitalization Fund.

Status: closed
Staff provided: 3
Value: medium

Origin of funding
AICS – Italian Cooperation
Countries
West Bank and Gaza
Region
Middle East
Approval data
May 2015
Closing date
March 2017
More information about this assignment

Context

Within the framework of the program “Start-Up Palestine” – Financial Vehicles and Technical Assistance (TA) to Boost Employment and Income Generation in Palestine”, a work plan for the year 2016 focusing on several TA components has been jointly identified with the client UCASC, the Italian Cooperation Office Team and the Italian TA providers (Cassa Padana, Banca Popolare Etica, Microfinanza and FederCasse).

Objectives

The objective of the assignment, to be implemented in close coordination with the Union of the Palestinian Credit and Saving Cooperatives as well as with the Ministry of Finance and Palestine Monetary Authority, has focused at conducting a set of activities focused on the definition of a disbursement mechanism for a 3M capitalization fund within the framework of the SetUp Palestine Program.

Services

The TA components have been the following: i) Design of the 3M capitalization fund project component – disbursement mechanisms (inclusive of procedures & and risk mitigation strategy), ii) Data Asymmetry, iii) Strategic Planning Process, iv) Business Planning.

Consortium members:

  • Banca Popolare Etica
  • Cassa Padana
  • Associazione Microfinanza e Sviluppo

Impact assessement study in Afghanistan

Origin of funding
MISFA
Countries
Afghanistan
Approval data
2017
Closing date
2017

IESS! Initiatives for employment in Social and Solidarity Economy in Tunisia

Origin of funding
UE
Countries
Tunisia
Approval data
2017
Closing date
2017

Institutional and capacity building of microcredit associations for improving rural microfinance in Morocco

Status: closed
Staff provided: 8
Value: large

Origin of funding
Italian Ministry of Foreign Affairs – DGCS – Italy
Countries
Morocco
Region
North Africa
Approval data
July 2014
Closing date
July 2016
More information about this assignment

Objectives

The initiative directed to the Moroccan Ministry of Economy and Finance had two specific objective: i) contributing to an inclusive financial system in providing support to micro-entrepreneurs in rural areas excluded from the formal credit system, and ii) promoting the sustainable development of Micro-Credit Associations (AMCs) through parallel access to technical and financial support. Particularly, with this intervention Microfinanza aimed at consolidating and to strengthening 5 local rural financial institutions (AMCs) to improve the availability of financial services in rural areas AMC and the competitiveness of the AMCs at national level.

The first phase has been focused on the update of the operational plan, the benchmark definition and the start-up of the Institutional diagnostics.

Services

  • Institutional Diagnostics: data gathering and analysis
  • Training and Technical Assistance needs assessment
  • Definition of project monitoring system
  • Rural microfinance product design
  • TA/ Training on: Governance, Planning and management of human resources, IT systems and MIS, Planning / Implementation of a strategy for positioning the AMC in the market, Improving Financial Management, Management of risks and internal audit of social performance, Business Planning and procedures design, Monitoring and development of quarterly reports

Consortium members:

  • Agriconsulting Maroc

Feasibility study for a Guarantee Fund Scheme – Palestine

Origin of funding
AICS – Italian Cooperation Development Agency
Countries
West Bank and Gaza

Approval data
2016
Closing date
2016

Coordination of the technical assistance to the Saving and Credit Cooperatives within the framework of the Start – Up Palestine Programme – Capitalization Fund – Italian Cooperation. Field work on data, procedures and portfolio of the Union of Savings and Credit Cooperatives.

Origin of funding
AICS – Italian Cooperation Development Agency
Countries
West Bank and Gaza

Approval data
2016
Closing date
2016

Evaluation de la vision concertée de la microfinance 2011-2014

Origin of funding
Ministère des Finances – Direction Générale des Financement
Countries
Tunisia

Approval data
2016
Closing date
2016

Technical assistance and capacity building to five MFIs (Governance, Financial Products, Credit and reporting procedures, MIS Gap Analysis)

Origin of funding
Ministry of Finance (Morocco), Italian Ministry of Foreign Affairs (Italy)
Countries
Morocco

Approval data
2014
Closing date
2016

Central Bank of Tunisia – PCR Data Utilisation – Capacity Building Assignment

Origin of funding
IFC
Countries
Tunisia

Approval data
2014
Closing date
2014

Preparation of the Terms of Reference for the selection of a Consultant for the design and implementation of CR – Platform for Microfinance operators

Origin of funding
World Bank
Countries
Tunisia

Approval data
2014
Closing date
2014

Upgrading credit reporting in Tunisia

Origin of funding
IFC
Countries
Tunisia

Approval data
2013
Closing date
2013

Feasibility study for supporting an implementation process for a national credit information system for the microfinance sector

Origin of funding
Delegation of the European Commission in Tunisia
Countries
Tunisia

Approval data
2012
Closing date
2013

Sub-Saharan Africa

Assignment

Client

Area

Lenght

SDGs

Technical Assistance Facility – REGMIFA, Regional MSME Investment Fund for Sub-Saharan Africa

Status: closed
Staff provided: 3
Value: large

Origin of funding
European Bank of Investments, UE, AECID, OeEB, KfW
Countries
Multi country
Region
Sub Saharan Africa
Approval data
January 2011
Closing date
June 2015
More information about this assignment

Context

The investment fund Regional Micro, Small and Medium Enterprises (MSME) for Sub-Saharan Africa (REGMIFA) is a specialized investment fund of 200 million of Euro with the aims to improve the medium and long-term needs of local financial intermediaries, by providing funds to Micro, Small and Medium Enterprises. In parallel with the Fund there is a Technical Assistance component (TA Facility) focusing on the provision of technical assistance services to financial institutions financed by the Fund.

Objectives

The Technical Assistance component inked to the Fund from 2011 to 2015 developed, approved and supported projects of technical assistance and training for microfinance institutions in 18 countries in Sub-Saharan Africa.

Services

The Technical Assistance component is managed by a team composed of a TA Project Manager (Symbiotics SA), a TA Field expert, a TA Analyst and a backstopping expert (Microfinanza).

Services provided are the following: (i) Needs Assessment of TA and development of Terms of Reference (ii) Terms of References Drafting Process; (Iii) Evaluation and Monitoring of proposals; (iv) Management of a database of experts (individual and corporate); (V) Selection of consultants on the basis of a manual of procedures; (vi) Management of selection procedures and evaluation on technical and financial offers; (vii) Management of the TA process and evaluation of consultants; (viii) Monitoring of the TA component; (ix) Follow-up of TA projects; (X) Reporting.

Outputs

The 84 technical assistance projects approved in 18 Countries supported 40 Financial Institutions with a strong focus on: Information and management system, transformation processes, mobilization of savings, human resources, marketing and market studies, new financial products, social performance, non-financial product development, risk management, governance, business plan development, customer management, evaluation and impact studies, internal control, loan portfolio and credit products, financial education.

Consortium members:

  • Symbiotics SA (Leader)
  • Microfinanza Srl (TA provider)

REGMIFA – Regional MSME Investment Fund for Sub-Saharan Africa

Origin of funding
EIB, AECID, OeEB, BIO, BMZ/KfW
Countries
Sub Saharan African Countries

Approval data
2010
Closing date
2015

Consultancy to conduct GAP analysis of CEMAC Credit Registry

Origin of funding
IFC
Countries
Cameroon

Approval data
2015
Closing date
2015

Financial Sector development Implementation Plan Public Credit Registry

Origin of funding
World Bank
Countries
Sao Tome and Principe

Approval data
2015
Closing date
2015

Final Evaluation of the Youth Start Program

Origin of funding
UNCDF
Countries
Burkina, DRC, Uganda, Rwanda, Ethiopia and Malawi

Approval data
2015
Closing date
2015

ACP “Promotion of Development through the Identification of New Financial Products Related to Renewable Energies”

Origin of funding
Europaid / ACP Microfinance
Countries
Ghana, Uganda, Kenya, Tanzania

Approval data
2012
Closing date
2014

Asia

Assignment

Client

Area

Lenght

SDGs

Mid-term Evaluation of the “Making Access to Finance more Inclusive for Poor People” Programme

Origin of funding
UNCDF
Countries
Laos

Approval data
2016
Closing date
2016

Structuring HRM and internal training capacity – INDIA

Origin of funding
Norwegian Microfinance Initiative (NMI), Utkarsh Micro Finance Ltd
Countries
India

Approval data
2016
Closing date
2016

Technical Assistance for strengthening the procedures and practices of Microfinance Institutions towards the Client Protection Principles in Cambodia – CMA Cambodia

Origin of funding
CMA
Countries
Cambodia

Approval data
2015
Closing date
2015

Multi country

Assignment

Client

Area

Lenght

SDGs

Engaging diaspora communities in Italy in collaborative efforts to support rural development and youth employment in Senegal and Morocco

Origin of funding
IFAD [OIT: Lead Organisation]
Countries
Italy, Senegal and Morocco
Approval data
2017
Closing date
2020

Study of Silatech-Supported Financing for Microenterprises (Morocco, Sudan and Tunisia)

Status: ongoing
Staff provided: 5
Value: large

Origin of funding
Silatech
Countries
Multi country
Region
MENA and Sub Saharan Africa
Approval data
December 2017
Closing date
February 2019
More information about this assignment

Objectives

The assignment aims at evaluating the effectiveness of Silatech microfinance activities, the extent to which the microloans have been used for their intended purpose and their contribution to business development, improving livelihoods and enhance employment outcomes for young clients and their families in three target countries (Morocco, Tunisia and Sudan).

Services

The assignment covered different level of analysis, as follows:

  • To assess the youth lending portfolio (performance, process and products of the FSPs)
  • To measure socio-economic features of youth that were served by FSP and track use of loans;
  • To measure which are the main determinants of business development, well-being and community improvements.

The proposed research methodology includes a multidimensional approach including a mix of quantitative (statistics and econometric) and qualitative/descriptive methods based on primary sources of information (interviews clients and FSP staff, direct data extrapolation from FSPs’ management information systems [MISs]) and secondary sources (documentary desk review).

Outputs

Baseline Survey in three target countries and set up of a monitoring system on outcomes on youth employment and job creation.

Refugees’ market assessment for financial inclusion in Uganda and Jordan

Status: closed
Staff provided: 3
Value: medium

Origin of funding
Grameen Crédit Agricole Microfinance Foundation (GCAMF)

Countries
Jordan and Uganda
Region
Middle East and Sub Saharan Africa

Approval data
January 2018
Closing date
June 2018
More information about this assignment

Context

Grameen Credit Agricole Foundation, in partnership with the United Nations High Commissioner for Refugees (UNHCR) and the Swedish Development Agency (SIDA), appointed Microfinanza to carry out an assessment on the financial needs of refugees and the business case for serving them in Uganda and Jordan. Consultants made an in-depth analysis of the demand for financial and non-financial products and services among refugees and their host communities in the districts of West Nile and South West in Uganda, as well as in camps and urban areas in Jordan.

Objectives

The aim of the study is to gain a robust understanding of this market’s unmet financial needs and opportunities for financial service providers (FSPs) to profitably serving refugees.

Services

i) Developing a market study on the demand for financial and non-financial products and services among refugees in Jordan and Uganda, ii) Developing strategic confidential reports to the 3 MFIs involved in the program towards serving refugee clientele.

Outputs:

  • Market study : market segmentation, demand evaluation, potential areas for future businesses for refugees, analysis of client’s affordability and creditworthiness, challenges and barriers in accessing self- employment opportunities, product prototype testing, conflict analysis and risk assessments of external risks that could pose an obstacle to the successful implementation of the intervention;
  • Strategic recommendations to Donor, Agencies and other market infrastructures on how to set up an effective strategy in response to the challenge of financial inclusion of refugees in Jordan and Uganda;
  • Strategic confidential reports to 3 selected Microfinance Institutions (1 Jordan, 2 in Uganda) to support them in designing credit products and other financial and non-financial services that can support business activities and consumption needs of the target market.

Downloads

GCAF Refugee market assessment Jordan EXECUTIVE SUMMARY
GCAF Refugee market assessment Jordan FINAL REPORT
GCAF Refugee market assessment Uganda EXECUTIVE SUMMARY
GCAF Refugee market assessment Uganda FINAL REPORT

Mid-term Evaluation of the CleanStart Programme UNCDF

Status: closed
Staff provided: 6
Value/year: Medium

Origin of funding
Human Rights Centre, Università di Padova

Countries
Uganda, Cambodia, Nepal, Myanmar, Ethiopia
Region
Sub Saharan Africa and Asia
Approval data
December 2016
Closing date
May 2017
More information about this assignment

Context

CleanStart, a UNCDF multiyear programme (2012-2020), aims to increase sustainable access to clean and affordable energy for more than 2.5 million people (low-income households and micro-entrepreneurs) through inclusive finance.

Objectives

The overall objectives of the independent mid-term evaluation are to: i) to allow UNCDF and funding partners to meet their accountability and learning objectives; ii) to ensure that the evaluation can support the ongoing attempts by the programme and its funders to capture good practice and lessons to date in a sector which is still relatively new and innovative; iii) to guide and inform the next years of CleanStart as well as the next phase of the programme.

Services

Desk review, refinement of evaluation methodology and preparation of data collection (and analysis) toolkit, drafting of inception report and validation of data collection (and analysis) toolkit, interviews with stakeholders (global, macro, meso, and market level), FSP/ESPs visits (micro and client level), preparation of brief presentation of preliminary field visit findings, data analysis and reporting phase, preparation of debriefing presentation, preparation of final evaluation report, preparation of dissemination presentation.

Consortium Members:

  • MicrofinanzaRating Srl

CleanStart Program – Mid-term Evaluation of the CleanStart Programme

Origin of funding
UNCDF
Countries
Uganda, Ethiopia, Cambodia, Myanmar and Nepal
Approval data
2017
Closing date
2017