{"id":15610,"date":"2024-07-02T14:55:57","date_gmt":"2024-07-02T13:55:57","guid":{"rendered":"https:\/\/www.microfinanza.com\/?p=15610"},"modified":"2024-07-03T13:10:36","modified_gmt":"2024-07-03T12:10:36","slug":"strumenti-di-educazione-finanziaria-per-gli-operatori-del-settore-della-microfinanza-e-i-loro-clienti-in-tunisia","status":"publish","type":"post","link":"https:\/\/www.microfinanza.com\/it\/strumenti-di-educazione-finanziaria-per-gli-operatori-del-settore-della-microfinanza-e-i-loro-clienti-in-tunisia\/","title":{"rendered":"Strumenti di educazione finanziaria per gli operatori del settore della microfinanza e i loro clienti in Tunisia"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;0px||0px&#8221; custom_padding=&#8221;0px||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; module_class=&#8221; et_pb_row_fullwidth&#8221; _builder_version=&#8221;4.18.0&#8243; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; width=&#8221;100%&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;100%&#8221; max_width_tablet=&#8221;100%&#8221; max_width_phone=&#8221;&#8221; max_width_last_edited=&#8221;on|desktop&#8221; custom_margin=&#8221;0px||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; make_fullwidth=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_post_title meta=&#8221;off&#8221; featured_placement=&#8221;background&#8221; _builder_version=&#8221;4.18.0&#8243; title_text_color=&#8221;#FFFFFF&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;360deg&#8221; background_color_gradient_stops=&#8221;rgba(0,0,0,0.5) 40%|rgba(0,0,0,0.5) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,0,0,0.5)&#8221; background_color_gradient_start_position=&#8221;40%&#8221; background_color_gradient_end=&#8221;rgba(0,0,0,0.5)&#8221; background_image=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/06\/cover_edu_Ada.png&#8221; background_position=&#8221;center_left&#8221; background_horizontal_offset=&#8221;0%&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;190px||140px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; min_height=&#8221;55px&#8221; custom_margin=&#8221;|auto|-3px|auto||&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;2px|0px|54px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; min_height=&#8221;68px&#8221; custom_padding=&#8221;0|0px|0px|0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; min_height=&#8221;72px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><b>Strumenti di educazione finanziaria per gli operatori del settore della microfinanza e i loro clienti in Tunisia<\/b><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong><em><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Tunisi, Giugno<\/span>\u00a02024<\/em><\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_3,1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Negli ultimi sei mesi, Microfinanza ha lavorato a un percorso di educazione finanziaria dedicato agli operatori del settore della microfinanza e i loro clienti. L&#8217;assistenza tecnica fa parte delle attivit\u00e0 di <a href=\"https:\/\/www.ada-microfinance.org\/\" target=\"_blank\" rel=\"noopener\"><strong>ADA<\/strong><\/a> per l&#8217;attuazione della <strong>Strategia nazionale di inclusione finanziaria<\/strong> (SNIF), promuovendo l&#8217;adozione del <strong>Programma nazionale di educazione finanziaria<\/strong> (PNEF) in Tunisia. <\/p>\n<p>In questo contesto, Microfinanza ha progettato un percorso di educazione finanziaria per le istituzioni di microfinanza e gli istituti di pagamento. L&#8217;obiettivo \u00e8 rafforzare la capacit\u00e0 degli operatori di prima linea (funzionari di prestito e agenti di pagamento) di fornire servizi di educazione finanziaria efficaci ai clienti, migliorando cos\u00ec la loro inclusione finanziaria e il loro benessere.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/06\/Slideshow-ADA-6-Gestion-entreprise.png&#8221; title_text=&#8221;Slideshow ADA &#8211; 6 &#8211; Gestion entreprise&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Il percorso sviluppato da <strong>Microfinanza<\/strong> e <strong>ADA<\/strong> comprende un catalogo innovativo, pratico e accessibile di schede di educazione finanziaria che coprono sei temi principali: <strong>bilancio familiare, servizi digitali, risparmio, indebitamento, business e gestione del rischio.<\/strong> La formazione personale per gli operatori degli istituti finanziari ha preparato l&#8217;adozione pilota da parte di alcuni istituti.<\/p>\n<p>L&#8217;educazione finanziaria risponde all&#8217;esigenza di informare e accompagnare le persone in una maggiore conoscenza dei prodotti e dei concetti finanziari; consente loro di acquisire le competenze e la fiducia necessarie per diventare consapevoli dei rischi e delle opportunit\u00e0 finanziarie, al fine di compiere scelte informate e adottare misure per migliorare il loro benessere finanziario.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_5,1_5,1_5,1_5,1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_number_counter title=&#8221;Schede didattiche&#8221; number=&#8221;33&#8243; percent_sign=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; title_font=&#8221;|700|||||||&#8221; number_font_size=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_number_counter title=&#8221;Moduli di educazione finanziaria&#8221; number=&#8221;6&#8243; percent_sign=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; title_font=&#8221;|700|||||||&#8221; number_font_size=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_number_counter title=&#8221;Ore di formazione di formatori in presenza&#8221; number=&#8221;28&#8243; percent_sign=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; title_font=&#8221;|700|||||||&#8221; number_font_size=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_number_counter title=&#8221;Operatori di credito e agenti commerciali formati&#8221; number=&#8221;100&#8243; percent_sign=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; title_font=&#8221;|700|||||||&#8221; number_font_size=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][\/et_pb_column][et_pb_column type=&#8221;1_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_number_counter title=&#8221;Beneficiari dei percorsi di educazione finanziaria&#8221; number=&#8221;3550&#8243; percent_sign=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; title_level=&#8221;h5&#8243; title_font=&#8221;|700|||||||&#8221; number_font_size=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_number_counter][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Il 6 giugno 2024 si \u00e8 tenuto a Tunisi il workshop finale, con la partecipazione dei principali stakeholder nazionali del settore della microfinanza. Gli esperti di ADA e Microfinanza hanno presentato i risultati dei primi tre mesi di adozione pilota di questi strumenti di educazione finanziaria da parte di diverse istituzioni finanziarie e di pagamento in Tunisia.<\/p>\n<p>La testimonianza di Microcred \u00e8 stata estremamente significative. L&#8217;istituto ha sottolineato l&#8217;importanza degli strumenti di educazione finanziaria per comprendere meglio le esigenze dei clienti, sensibilizzarli e identificare i possibili rischi finanziari. In tre mesi, pi\u00f9 di 3500 persone hanno ricevuto servizi di educazione finanziaria grazie all&#8217;uso di questi strumenti da parte dei responsabili dei prestiti. <\/p>\n<p><strong>Si ringraziano per la loro partecipazione: ADA, OIF, ACM, Microcred, ENDA Tamweel, Taysir, El Amel Microfinance, Advans, DAAM, Zitouna Tamkeen; ENDA Cash, ViaMobile, WafaCash, Payvago e GIZ.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Un&#8217;anteprima dei diaporama didattici realizzati nell&#8217;ambito dell&#8217;assistenza tecnica<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/06\/Slideshow-ADA-1-Budget-familial.mp4&#8243; image_src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/07\/Slideshow-ADA-1-Budget-familial.png&#8221; play_icon_color=&#8221;#FFFFFF&#8221; font_icon=&#8221;&#x3d;||divi||400&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;lwp-no-download&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/06\/Slideshow-ADA-2-Epargne.mp4&#8243; image_src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/07\/Slideshow-ADA-2-Epargne.png&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;lwp-no-download&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/06\/Slideshow-ADA-6-Gestion-entreprise.mp4&#8243; image_src=&#8221;https:\/\/www.microfinanza.com\/wp-content\/uploads\/2024\/07\/Gestion-entreprise1.png&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; module_class=&#8221;lwp-no-download&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_video][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/www.microfinanza.com\/it\/notizie\/&#8221; button_text=&#8221;RITORNA ALLE NEWS&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;50px|||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Strumenti di educazione finanziaria per gli operatori del settore della microfinanza e i loro clienti in TunisiaTunisi, Giugno\u00a02024Negli ultimi sei mesi, Microfinanza ha lavorato a un percorso di educazione finanziaria dedicato agli operatori del settore della microfinanza e i loro clienti. L&#8217;assistenza tecnica fa parte delle attivit\u00e0 di ADA per l&#8217;attuazione della Strategia nazionale di [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":15662,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[33],"tags":[],"class_list":["post-15610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-it"],"_links":{"self":[{"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/posts\/15610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/comments?post=15610"}],"version-history":[{"count":0,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/posts\/15610\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/media\/15662"}],"wp:attachment":[{"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/media?parent=15610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/categories?post=15610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.microfinanza.com\/it\/wp-json\/wp\/v2\/tags?post=15610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}