[et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.16″ custom_margin=\u00a0\u00bb0px||0px\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb1″ module_class=\u00a0\u00bb et_pb_row_fullwidth\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ background_image=\u00a0\u00bbhttps:\/\/www.microfinanza.com\/wp-content\/uploads\/2025\/09\/B055A8B3-2FFA-432E-9394-2BD1B1817E8F.jpg\u00a0\u00bb background_position=\u00a0\u00bbcenter_left\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb width_tablet=\u00a0\u00bb100%\u00a0\u00bb width_phone=\u00a0\u00bb\u00a0\u00bb width_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb max_width_tablet=\u00a0\u00bb100%\u00a0\u00bb max_width_phone=\u00a0\u00bb\u00a0\u00bb max_width_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px|\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px|\u00a0\u00bb make_fullwidth=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb]<\/p>\n
[et_pb_post_title meta=\u00a0\u00bboff\u00a0\u00bb featured_placement=\u00a0\u00bbbackground\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ title_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb360deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(0,0,0,0.5) 40%|rgba(0,0,0,0.5) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bbrgba(0,0,0,0.5)\u00a0\u00bb background_color_gradient_start_position=\u00a0\u00bb40%\u00a0\u00bb background_color_gradient_end=\u00a0\u00bbrgba(0,0,0,0.5)\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb190px||140px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title]<\/p>\n
[\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.16″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb min_height=\u00a0\u00bb55px\u00a0\u00bb custom_margin=\u00a0\u00bb|auto|-3px|auto||\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.27.4″ custom_padding=\u00a0\u00bb2px|0px|54px|0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_padding=\u00a0\u00bb0|0px|0px|0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ min_height=\u00a0\u00bb72px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.27.4″ min_height=\u00a0\u00bb28px\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb min_height=\u00a0\u00bb237px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n
En 2024, Microfinanza a confirm\u00e9 son intention de placer le d\u00e9veloppement local, la durabilit\u00e9 et la responsabilit\u00e9 environnementale au c\u0153ur de sa mission.<\/p>\n
<\/p>\n
Cette ann\u00e9e, nous avons choisi de pr\u00e9senter un Rapport d\u2019Activit\u00e9 plus dynamique et concis, con\u00e7u pour mettre en valeur les r\u00e9alisations, chiffres et r\u00e9sultats les plus significatifs de notre travail. Nos efforts se sont concentr\u00e9s sur des zones g\u00e9ographiques cl\u00e9s. [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb||1px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n Nous croyons fermement que l\u2019inclusion financi\u00e8re exige l\u2019exp\u00e9rimentation de nouveaux mod\u00e8les pour r\u00e9pondre aux besoins de groupes de population divers, dont les attentes \u00e9voluent constamment dans des contextes sociaux de plus en plus fragment\u00e9s, o\u00f9 la pauvret\u00e9 et le manque de services rendent les personnes toujours plus vuln\u00e9rables.<\/p>\n <\/p>\n L\u2019inclusion financi\u00e8re doit donc relever de nouveaux d\u00e9fis ; elle doit \u00eatre en mesure de placer les personnes au centre, dans un environnement qui requiert de plus en plus de protection face aux effets \u00e9vidents du changement climatique, tout en cherchant \u00e0 promouvoir une offre ad\u00e9quate de produits financiers et de services non financiers.<\/p>\n <\/p>\n Giampietro Pizzo, President de Microfinanza<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbQuote\u00a0\u00bb module_class=\u00a0\u00bbquote\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ quote_font_size=\u00a0\u00bb12px\u00a0\u00bb custom_margin=\u00a0\u00bb1px|||||\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb||\u00a0\u00bb custom_padding_phone=\u00a0\u00bb\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbright\u00a0\u00bb animation_delay=\u00a0\u00bb100ms\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n \u00ab Sans voie ni richesse, les amis avis\u00e9s atteignent leur but \u2014 La Souris, le Corbeau, le Daim et la Tortue en donnent la preuve.<\/p>\n <\/p>\n [\u2026]<\/p>\n <\/p>\n De petites choses deviennent extr\u00eamement puissantes, lorsqu\u2019elles sont habilement r\u00e9unies : des \u00e9l\u00e9phants furieux sont retenus par une corde tress\u00e9e de brins d\u2019herbe. \u00bb<\/p>\n <\/p>\n Hitopade\u015ba. <\/span>Le Livre des bons conseils [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bbhttps:\/\/www.microfinanza.com\/wp-content\/uploads\/2025\/09\/2024-Activity-Report-Microfinanza.pdf\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb button_text=\u00a0\u00bbT\u00c9L\u00c9CHARGER LE RAPPORT 2024″ button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.27.4″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n \u00a9 Photo: Davide Libralesso – Ethiopia<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Microfinanza est ravie de pr\u00e9senter son dernier Rapport d’Activit\u00e9.2 septembre 2025En 2024, Microfinanza a confirm\u00e9 son intention de placer le d\u00e9veloppement local, la durabilit\u00e9 et la responsabilit\u00e9 environnementale au c\u0153ur de sa mission.Cette ann\u00e9e, nous avons choisi de pr\u00e9senter un Rapport d\u2019Activit\u00e9 plus dynamique et concis, con\u00e7u pour mettre en valeur les r\u00e9alisations, chiffres et […]<\/p>\n","protected":false},"author":3,"featured_media":17951,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[26],"tags":[],"class_list":["post-17980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"_links":{"self":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts\/17980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/comments?post=17980"}],"version-history":[{"count":2,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts\/17980\/revisions"}],"predecessor-version":[{"id":21273,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts\/17980\/revisions\/21273"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/media\/17951"}],"wp:attachment":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/media?parent=17980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/categories?post=17980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/tags?post=17980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
En Tunisie<\/strong>, nous avons travaill\u00e9 aux c\u00f4t\u00e9s d\u2019entrepreneurs et d\u2019investisseurs du secteur agroalimentaire, en favorisant l\u2019innovation et des \u00e9cosyst\u00e8mes locaux durables. Au Soudan<\/strong>, malgr\u00e9 un contexte difficile, nous avons soutenu des entrepreneurs \u2014 en particulier des femmes, des coop\u00e9ratives et des Associations villageoises d\u2019\u00e9pargne et de cr\u00e9dit (VSLA) \u2014 en cr\u00e9ant des opportunit\u00e9s concr\u00e8tes de r\u00e9silience et d\u2019autonomisation \u00e9conomique. En Europe<\/strong>, nous avons promu la mobilit\u00e9 transfrontali\u00e8re et le d\u00e9veloppement de comp\u00e9tences des jeunes entrepreneurs, en encourageant l\u2019\u00e9change, l\u2019innovation et de nouvelles opportunit\u00e9s. Parall\u00e8lement, nous avons dispens\u00e9 des programmes de formation et de renforcement des capacit\u00e9s dans nos principaux domaines d\u2019intervention, et fourni une assistance technique ainsi que des \u00e9valuations rigoureuses de dispositifs financiers innovants au S\u00e9n\u00e9gal, au Cameroun et en \u00c9thiopie<\/strong>. Tout au long de l\u2019ann\u00e9e 2024, Microfinanza s\u2019est engag\u00e9e dans des \u00e9valuations de programmes promus par des bailleurs internationaux, dans le but d\u2019identifier les meilleures pratiques et de traduire les le\u00e7ons apprises en recommandations concr\u00e8tes. En mettant l\u2019accent sur des donn\u00e9es tangibles et des indicateurs d\u2019impact mesurables, nous cherchons \u00e0 d\u00e9montrer comment, \u00e0 travers son travail quotidien, Microfinanza contribue \u00e0 l\u2019autonomisation sociale et \u00e9conomique, tout en confirmant son engagement envers la durabilit\u00e9 et la responsabilit\u00e9 environnementale.<\/p>\n
<\/span>par N\u0101r\u0101ya\u1e47a<\/span><\/span><\/p>\n