{"id":13786,"date":"2023-09-04T12:04:21","date_gmt":"2023-09-04T11:04:21","guid":{"rendered":"https:\/\/www.microfinanza.com\/?p=13786"},"modified":"2024-09-26T14:05:49","modified_gmt":"2024-09-26T13:05:49","slug":"rapport-de-durabilite-2022","status":"publish","type":"post","link":"https:\/\/www.microfinanza.com\/fr\/rapport-de-durabilite-2022\/","title":{"rendered":"Rapport de Durabilit\u00e9 2022"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb0px||0px\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row use_custom_gutter=\u00a0\u00bbon\u00a0\u00bb gutter_width=\u00a0\u00bb1&Prime; module_class=\u00a0\u00bb et_pb_row_fullwidth\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; background_image=\u00a0\u00bbhttps:\/\/www.microfinanza.com\/wp-content\/uploads\/2022\/02\/Microeurope_tagliata.jpeg\u00a0\u00bb width=\u00a0\u00bb100%\u00a0\u00bb width_tablet=\u00a0\u00bb100%\u00a0\u00bb width_phone=\u00a0\u00bb\u00a0\u00bb width_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb max_width_tablet=\u00a0\u00bb100%\u00a0\u00bb max_width_phone=\u00a0\u00bb\u00a0\u00bb max_width_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb custom_margin=\u00a0\u00bb0px||0px|\u00a0\u00bb custom_padding=\u00a0\u00bb0px||0px|\u00a0\u00bb make_fullwidth=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_post_title meta=\u00a0\u00bboff\u00a0\u00bb featured_placement=\u00a0\u00bbbackground\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0&Prime; title_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_direction=\u00a0\u00bb360deg\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(0,0,0,0.5) 40%|rgba(0,0,0,0.5) 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bbrgba(0,0,0,0.5)\u00a0\u00bb background_color_gradient_start_position=\u00a0\u00bb40%\u00a0\u00bb background_color_gradient_end=\u00a0\u00bbrgba(0,0,0,0.5)\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb190px||140px||false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_post_title][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb min_height=\u00a0\u00bb55px\u00a0\u00bb custom_margin=\u00a0\u00bb|auto|-3px|auto||\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb2px|0px|54px|0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbtop_left\u00a0\u00bb background_repeat=\u00a0\u00bbrepeat\u00a0\u00bb min_height=\u00a0\u00bb68px\u00a0\u00bb custom_padding=\u00a0\u00bb0|0px|0px|0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0&Prime; min_height=\u00a0\u00bb72px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h1>Microfinanza est ravie de pr\u00e9senter son deuxi\u00e8me Rapport de Durabilit\u00e9 !\u2028<\/h1>\n<p>[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.18.0&Prime; min_height=\u00a0\u00bb28px\u00a0\u00bb custom_padding=\u00a0\u00bb||0px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<h3 style=\"text-align: left;\" align=\"center\"><i>4 Septembre 2023\u00a0<\/i><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>En 2022, nous avons publi\u00e9 notre premier Rapport de Durabilit\u00e9. Nous en sommes aujourd&rsquo;hui \u00e0 la deuxi\u00e8me \u00e9dition. Cet exercice nous a permis, une fois de plus, de r\u00e9fl\u00e9chir en profondeur \u00e0 nos activit\u00e9s : pourquoi et comment il est possible d&rsquo;accompagner les processus de changement \u00e9conomique et social l\u00e0 o\u00f9 nous op\u00e9rons professionnellement.<\/p>\n<p>Raisonner sur la durabilit\u00e9, pour l&rsquo;\u00e9quipe de Microfinanza, signifie mesurer, de la mani\u00e8re la plus pr\u00e9cise et objective possible, quelle est notre contribution au renversement d&rsquo;une \u00e9conomie capable de sauvegarder autant que possible les ressources naturelles et culturelles dont elle se nourrit et qui, en m\u00eame temps, fait pr\u00e9valoir les principes de justice et d&rsquo;\u00e9quit\u00e9, sans lesquels aucune soci\u00e9t\u00e9 ne peut \u00eatre consid\u00e9r\u00e9e comme durable.<\/p>\n<p>Cette t\u00e2che est ardue car elle s&rsquo;inscrit dans des dynamiques r\u00e9gionales et nationales complexes. Des contextes extra-europ\u00e9ens o\u00f9 l&rsquo;instabilit\u00e9 et les conflits rendent souvent les op\u00e9rations incertaines, voire remettent en cause leur existence m\u00eame (pensons au Soudan, o\u00f9 une guerre tragique se d\u00e9roule depuis de nombreux mois au c\u0153ur de la principale ville du pays, o\u00f9 plus de six millions d&rsquo;habitants tentent de survivre). Dans d&rsquo;autres contextes, &#8211; c&rsquo;est le cas de la rive sud de la M\u00e9diterran\u00e9e &#8211; le d\u00e9veloppement local et la lutte contre la pauvret\u00e9 sont des orientations essentielles pour \u00e9viter de nouvelles d\u00e9chirures sociales et l&rsquo;instabilit\u00e9 institutionnelle. Notre contribution est sans doute limit\u00e9e, compte tenu de notre taille, mais l&rsquo;effort pour se doter des outils d&rsquo;analyse et d&rsquo;intervention les plus rigoureux et les plus efficaces possibles ne peut \u00eatre ni r\u00e9duit ni limit\u00e9.<\/p>\n<p>L&rsquo;action de Microfinanza s&rsquo;est \u00e9galement beaucoup d\u00e9velopp\u00e9e ces derni\u00e8res ann\u00e9es dans la sph\u00e8re europ\u00e9enne : \u00e0 la fois par des projets sp\u00e9cifiques d\u00e9di\u00e9s \u00e0 la lutte contre l&rsquo;exclusion sociale et financi\u00e8re dont sont victimes des pans entiers de la population, et par un engagement plus structur\u00e9 et permanent \u00e0 investir dans des organisations capables d&rsquo;accro\u00eetre les opportunit\u00e9s et les services territoriaux en faveur des plus fragiles.<\/p>\n<p>D\u00e9finir notre mode de fonctionnement, contr\u00f4ler nos actions et rendre compte de nos r\u00e9sultats \u00e0 nos partenaires, investisseurs et clients fait partie int\u00e9grante et non secondaire de notre travail.<\/p>\n<p>Le r\u00e9sultat compte, mais la m\u00e9thode compte encore plus, c&rsquo;est pourquoi une culture organisationnelle dynamique et adaptable est essentielle. Notre ressource la plus importante est la motivation et le professionnalisme de toutes les personnes qui travaillent quotidiennement \u00e0 Microfinanza, des personnes qui d\u00e9terminent la qualit\u00e9 de nos actions et de notre impact.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_2,1_2&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb||1px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p>Nous le r\u00e9p\u00e9tons encore une fois : la durabilit\u00e9 n&rsquo;est pas un produit mais un processus, elle exige une remise en question constante, afin de ne pas tomber dans les automatismes, dans l&rsquo;it\u00e9ration non critique de pratiques d\u00e9pass\u00e9es, dans la paresse mentale consolid\u00e9e. C&rsquo;est pourquoi nous avons repris un passage de l&rsquo;introduction de la <em>Th\u00e9orie g\u00e9n\u00e9rale<\/em> de J.M. Keynes en <em>exergue<\/em> de ce postulat : avant m\u00eame d&rsquo;innover, il faut une capacit\u00e9 pr\u00e9cise et tenace \u00e0 \u00e9chapper aux id\u00e9es re\u00e7ues, aux lieux communs, aux modes faciles, aux opportunismes.<\/p>\n<p>Il n&rsquo;est pas certain que nous soyons et serons capables de le faire, mais la pr\u00e9occupation pour \u00e9viter de tomber dans ce pi\u00e8ge et de reproduire le banal est une chose sur laquelle nous investissons des ressources et de l&rsquo;\u00e9nergie.<\/p>\n<p> [\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text admin_label=\u00a0\u00bbQuote\u00a0\u00bb module_class=\u00a0\u00bbquote\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0&Prime; quote_font_size=\u00a0\u00bb12px\u00a0\u00bb custom_margin=\u00a0\u00bb1px|||||\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb||\u00a0\u00bb custom_padding_phone=\u00a0\u00bb\u00a0\u00bb custom_padding_last_edited=\u00a0\u00bbon|tablet\u00a0\u00bb animation_style=\u00a0\u00bbslide\u00a0\u00bb animation_direction=\u00a0\u00bbright\u00a0\u00bb animation_delay=\u00a0\u00bb100ms\u00a0\u00bb saved_tabs=\u00a0\u00bball\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span class=\"OYPEnA text-decoration-none text-strikethrough-none\" style=\"font-size: x-large;\">\u201cLa difficult\u00e9 ne r\u00e9side pas dans les nouvelles id\u00e9es, mais dans le fait d&rsquo;\u00e9chapper aux anciennes, qui se ramifient, pour ceux qui ont \u00e9t\u00e9 \u00e9lev\u00e9s comme la plupart d&rsquo;entre nous, dans tous les recoins de notre esprit.\u00a0\u00bb<\/span><\/p>\n<p style=\"text-align: right;\"><span class=\"OYPEnA text-decoration-none text-strikethrough-none\" style=\"font-size: small;\">J.M. Keynes, 1935<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=\u00a0\u00bbhttps:\/\/www.microfinanza.com\/wp-content\/uploads\/2023\/09\/Sostenibilita\u0300_MF_2023.pdf\u00a0\u00bb url_new_window=\u00a0\u00bbon\u00a0\u00bb button_text=\u00a0\u00bbT\u00c9L\u00c9CHARGER LE RAPPORT\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n<p><span style=\"color: #808080;\"><em><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">\u00a9 Photo de couverture : Francesco Tuffi &#8211; Sudan<\/span><\/em><\/span><\/p>\n<p> [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.16&Prime; min_height=\u00a0\u00bb526px\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4&Prime; _builder_version=\u00a0\u00bb4.16&Prime; custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_divider color=\u00a0\u00bb#b3b3b3&Prime; divider_weight=\u00a0\u00bb2px\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_divider][et_pb_button button_url=\u00a0\u00bbhttps:\/\/www.microfinanza.com\/fr\/actualites\/\u00a0\u00bb button_text=\u00a0\u00bbREVENIR AUX INFOS\u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.16&Prime; custom_margin=\u00a0\u00bb50px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][et_pb_comments _builder_version=\u00a0\u00bb4.16&Prime; global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_comments][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1&Prime; _builder_version=\u00a0\u00bb4.18.0&Prime; _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Microfinanza est ravie de pr\u00e9senter son deuxi\u00e8me Rapport de Durabilit\u00e9 !\u2028 4 Septembre 2023\u00a0 En 2022, nous avons publi\u00e9 notre premier Rapport de Durabilit\u00e9. Nous en sommes aujourd&rsquo;hui \u00e0 la deuxi\u00e8me \u00e9dition. Cet exercice nous a permis, une fois de plus, de r\u00e9fl\u00e9chir en profondeur \u00e0 nos activit\u00e9s : pourquoi et comment il est possible [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13835,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[26],"tags":[],"class_list":["post-13786","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"_links":{"self":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts\/13786","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/comments?post=13786"}],"version-history":[{"count":0,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/posts\/13786\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/media\/13835"}],"wp:attachment":[{"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/media?parent=13786"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/categories?post=13786"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.microfinanza.com\/fr\/wp-json\/wp\/v2\/tags?post=13786"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}