Who we are

Microfinanza Srl is an Italian leading microfinance consultancy firm and a pioneer with more than a decade of experience in providing a wide range of services in several fields:

  • Rural and Urban Microfinance
  • Finance for Development and financial inclusion
  • Institutional Building and Strategic Planning  
  • Gap Analysis and Credit Registry

  

The current members of the Board of Directors involved in the daily management of the company are the following:

 

Giampietro Pizzo

Fabio Malanchini

Massimo Vita

 

Microfinance Srl is professionally equipped in order to identify, follow and support the different projects and programme at European and International level. Microfinanza can rely on a pool of consultants that can fluently speak English, French, Spanish, Portuguese, Italian, and Swedish.

 

The main consultants involved in the daily management of project activities are:

  • Giampietro Pizzo
  • Fabio Malanchini
  • Katia Raguzzoni
  • Massimo Vita
  • Edoardo Scalco
  • Giulia Fattori
  • Marco Pasini
  • Maria Grandinson
  • Matteo Solivo
  • Valeria Pujia

Giampietro Pizzo

President and founding partner of Microfinanza, Giampietro is a seasoned microfinance specialist with 30 years of experience in coordinating and implementing technical assistance activities, evaluations, and research initiatives for numerous international and bilateral entities. His primary areas of expertise include financial inclusion frameworks as well as rural and SME finance. Prior to Microfinanza, Giampietro worked for the Italian Ministry of Foreign Affairs and other development cooperation clients (including the EC). His global experience spans some 25 countries, most notably in Sub-Saharan Africa and Latin America, but also in North Africa and the Middle East. Giampietro is the current president of the Italian Microfinance Network (RITMI) and former vice president of the European Microfinance Network (EMN).

Giampietro has a Master’s equivalent in Economics and Commerce from the University of Venice (Venice, Italy). He is fluent in English, French, and Spanish and has a working knowledge of Portuguese.


Fabio Malanchini

Founding partner of Microfinanza, Fabio is an economist with more than 20 years of experience in the impact investment and microfinance fields in some 50 countries worldwide. During the last seven years, he has established and managed Impact Finance Management, an investment fund financing innovative companies, projects and products with a high financial, social and environmental impact. Recently back with Microfinanza, Fabio is now mainly engaged in business development activities. As one of the founders and former executive director of Microfinanza Rating, he also has a strong background in the performance analysis and rating of financial service providers.

Fabio holds a Master’s equivalent in Economics and Social Sciences from Bocconi University (Milano, Italy). He is fluent in English and Spanish and has a working knowledge of French.


Katia Raguzzoni

A Microfinanza partner, Katia is an experienced project manager with an almost 20-year background in the design, implementation, and monitoring of multidisciplinary development cooperation initiatives. She has worked in some 15 countries primarily in North and Sub-Saharan Africa and the Middle East, but also in Asia as well as Latin America and the Caribbean. At Microfinanza, Katia is primarily involved in institutional diagnostics and capacity building (mostly governance related) of financial service providers as well as the provision of financial education and business start-up support to refugees and migrants. She also has experience in supporting the internationalization of SMEs and cross-border initiatives of local public authorities. Katia is a regular trainer in project cycle management at the higher education level.

Katia holds a Master’s equivalent in History from the University of Bologna (Bologna, Italy) as well as a Master diploma in Cooperation in Developing Countries from the IFOA Business Management and Training Center (Reggio Emilia, Italy) and a graduate training diploma in Business Internationalization from the Aldini Valeriani Foundation / Bologna Chamber of Commerce (Bologna, Italy). She is fluent in English, French, and Italian and has some basic knowledge of Arabic.


Massimo Vita

Partner of Microfinanza, Massimo is a management professional with over 15 years of experience spanning more than 40 countries worldwide. With a dedicated focus on microfinance and banking, his main fields of expertise include corporate governance, risk management, and business planning. He is a skilled financial analyst, having carried out more than 100 ratings during his time as partner and operations director of Microfinanza Rating. He has also worked for five years as technical assistance specialist with the Regional MSME Investment Fund for Sub-Saharan Africa (REGMIFA). Previously head of operations support, Massimo is now chief risk officer with CreditAccess Asia. He also chairs the Steering Committee for the Risk management Initiative in Microfinance (RIM).

Massimo has a Master’s equivalent in Economics and Commerce from the University of Verona (Verona, Italy) as well as a Master diploma in Development, Innovation, and Change from the University of Bologna (Bologna, Italy). He is fluent in English, French, Italian, and Spanish.

 

Edoardo Scalco

A chartered accountant, Edoardo has seven years of experience in financial analysis and business planning. He is mainly involved in the provision of training and tutoring support to MSME as well as of financial education to youth, refugees, and migrants. With a focus on facilitating access to renewable energy products, Edoardo is also providing technical assistance to microfinance institutions and programs for the development of microcredit schemes in rural areas. His geographic experience includes primarily East Africa and the Middle East. Furthermore, Edoardo is a member of the financial education working group of the Italian Microfinance Network (RITMI).

Edoardo has a Master and a Bachelor in Economics and Accounting from the University of Bologna (Bologna, Italy). He is fluent in English and Italian and has a basic knowledge of German and Spanish.


Giulia Fattori

With a background in psychological studies, Giulia is a project manager with four years of experience in development cooperation. She is primarily engaged in initiatives promoting financial inclusion and cross-border entrepreneurship of diaspora communities in Italy as well as North and West Africa. Giulia also coordinates Microfinanza’s communication activities. Previous experience includes administration and media communication for Oxfam Italy in Haiti within a project focusing on communities in the informal economy along the border with the Dominican Republic as well as volunteering as a social and health educator and support teacher in Brazil.

Giulia has Bachelor’s degree in Psychological Science and Techniques from the University of Milan-Bicocca (Milan, Italy) and a Master diploma in International Cooperation from the Italian Institute for International Political Studies (ISPI) (Milan, Italy). She is fluent in English, French, and Italian and has some knowledge of Haitian Creole and Portuguese.


Marco Pasini

Marco is a microfinance specialist with close to 15 years of experience in development cooperation and emergency assistance. He has worked for international and national donors as well as NGOs in some 15 countries in Sub-Saharan Africa, the Caribbean, the Middle East, and the Balkans. With Microfinanza, Marco is mostly engaged in the promotion of agricultural and rural finance (including the provision of financial education) as well as green microfinance (namely the development of business models supporting the use of clean or renewable energy products through access to finance). His experience also includes the administration, management, and monitoring of various projects, including health and food security interventions.

Marco has a Master’s equivalent in International and Diplomatic Services from the University of Bologna (Forlì, Italy) and is a certified expert in microfinance by the Frankfurt School of Finance and Management (Frankfurt, Germany). In addition to being fluent in English, French, and Italian, he also has a working knowledge of Spanish as well as some knowledge of German, Haitian Creole, Kiswahili, and Polish.


Maria Grandinson

Maria is an economist with close to 20 years of experience in the private sector development and investment climate related fields (including access to finance). She is engaged in assignments for various international organizations (EC, ECOWAS, IFC, UNCDF, etc.) and has worked in some 20 countries worldwide (mostly in Sub-Saharan Africa, but also in Asia and Eastern Europe). Main areas of activity include program evaluations (assessing relevance, efficiency, effectiveness, impact, and sustainability using various quantitative and qualitative techniques) as well as capacity building and policy advice. With Microfinanza, Maria is primarily involved in the evaluation of financial inclusion initiatives and the provision of diagnostics and training (mostly related to Social Performance Management).

Maria holds a Master of Arts in International Relations and International Economics from the Paul H. Nitze School of Advanced International Studies (SAIS) of Johns Hopkins University (Washington DC, USA and Bologna, Italy) as well as a Bachelor of Science in Economics from the University of Gothenburg (Gothenburg, Sweden). Apart from her native Swedish, she is fluent in English and Italian and has a working knowledge of French.


Matteo Solivo

Matteo is an analyst with three years of experience in financial market and business and investment analysis. He is a trained user of both quantitative and qualitative financial tools and has a background in guiding administrative procedures as well as internal organization processes. At Microfinanza, Matteo is mostly involved in initiatives facilitating youth entrepreneurship and measuring the impact of microfinance within the EU. Previously, he has worked as a business analyst with a large textile manufacturing group as well as a broker with a leading investment bank. He has also undertaken training in doing business in China.

Matteo has a Master’s degree in Economics and Finance and a Bachelor’s degree in Economics and Commerce from the Ca’ Foscari University of Venice (Venice, Italy) as well as a Master diploma in Finance from the CUOA Business School (Vicenza, Italy). He is fluent in English and Italian and has a good knowledge of Spanish.


Valeria Eleonora Pujia

With a solid preparation in applied economics (supported by both quantitative and qualitative tools), Valeria has matured six years of professional experience in the microfinance field. Valeria is mainly engaged in the provision of institutional assessments and capacity building support, with a strong focus on Social Performance Management and Client Protection. She is also involved in program evaluations and market analyses. In addition to a recent long-term assignment in Cambodia, she has gained specific field experience in several other countries in Asia as well as Sub-Saharan Africa and the Middle East. Finally, Valeria is a member of the financial education working group of the Italian Microfinance Network (RITMI).

Valeria has a Master and a Bachelor of Science in Economics from Bocconi University (Milan, Italy) as well as a Diploma in Development and International Cooperation from the Italian Institute for International Political Studies (ISPI) (Milan, Italy). She is fluent in English and Italian and has a working knowledge of Portuguese.